Watercraft & Boat Insurance

Owning a boat is much like owning any other vehicle in that you will want to be sure you’re protecting it with insurance coverage. Boat insurance can help you avoid significant financial burdens due to unforeseen incidents. At Five County Insurance Agency, we help you sort through your coverage options.

How Does Boat Insurance Work?

If your boat is involved in an accident or stolen, boat insurance could assist you in recovering costs. Whether your boat is on the water or land, a boat insurance policy is a great way to protect you from significant out-of-pocket expenses. You receive financial assistance in exchange for a premium if something happens to your boat.

What Does Boat Insurance Cover?

Boat insurance typically includes the following coverage:

·        Liability coverage helps cover expenses if your boat causes damage to another person’s property.

·        Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.

·        Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to repair, theft, vandalism, etc.

·        Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.

Coverage options are dependent on your needs. To learn which policies might be best for your boat, reach out to an agent.

Get Started With Boat Insurance

If you own a boat, it’s time for you to consider your coverage options. Reach out to a Five County Insurance Agency agent to get started with boat insurance today.