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How to File an Auto Insurance Claim

How to File an Auto Insurance Claim

Filing an auto insurance claim is the first step to receiving the coverage and support you need after an accident or damage to your vehicle. The amount of coverage you have for a vehicle-related incident or accident depends entirely on the coverage provided by the policies and endorsements in place at the time of the event for which you make an auto insurance claim.  Man Inside Vehicle

The Five County Insurance Agency team in Fort Myers, FL, can help you understand your current coverage and get appropriate auto insurance at favorable rates.

What to Do After a Car Accident

If you are in a vehicle-related accident, assess the situation and ensure your safety. If anyone is injured, call emergency services immediately. Notify the police that there’s been an accident, and if it’s safe to do so, gather information about the incident, including the names and contact information of all involved parties, including witnesses.

If you feel unsafe interacting with the other involved parties, wait for the police to arrive and let them collect relevant information.

Notify your insurance company about the incident as soon as possible. Most insurers have a 24/7 claims hotline. Be prepared to provide the following:

  • Your policy number and personal information
  • Details about the incident, including any police reports filed
  • The extent of damage to your vehicle and any injuries sustained

Your insurance company will open a claim and assign an adjustor to your case to help you get appropriate coverage.

Work With Your Agent to Understand Your Insurance Coverage

Before you have an accident or events beyond your control damage your vehicle, it’s crucial to understand the coverage provided by your policies and endorsements. Contact Five County Insurance Agency today to review your current coverage and get auto insurance to meet your needs.