Renters Insurance in Fort Myers, FL

If you’re renting an apartment, condominium unit or single-family home, you may not be covered by your landlord’s homeowners policy. Renters insurance may protect your belongings from theft, damage and unexpected disasters.

What Does Renters Insurance Cover?

The specifics and inclusions of a renters insurance policy may depend on your chosen insurer. However, a standard policy may cover the following:

• Personal property coverage may reimburse you for the repair or replacement costs of your appliances, clothing, electronics or furniture.

• Personal liability coverage may help cover third-party property damage or bodily injuries for which you’re responsible.

• Additional living expenses may cover food, shelter and other expenses if you have to move out of your rental due to a covered risk.

Why is Renters Insurance Important?

Renters insurance is important because renters are generally not included in their landlords’ insurance policies. For example, if your rental property gets damaged by a covered risk, your landlords’ insurance will not take your personal belongings into account. Having a separate renters policy may safeguard your finances against unexpected losses or liability claims.

Where to Get Renters Insurance?

Contact Five County Insurance Agency to learn more or request a personalized quote.