August 12, 2025
AgencyBoat and Watercraft Insurance—What You Need to Know Before You Launch
Before you set sail on your next aquatic adventure, it’s essential to verify that your boat or personal watercraft is adequately insured. While boat insurance isn’t legally required in every state, marinas, lenders, and certain waterways often mandate it. More importantly, having the right coverage can help protect you from costly accidents, liability claims and […]
July 22, 2025
AgencyHurricane Safety Tips
The Atlantic Hurricane Season runs from June through November, meaning that residents in Florida and along the coast are already well into this potentially dangerous time of year. When these powerful tropical storms come ashore, they can unleash devastating damage on homes and endanger the lives of their inhabitants. Preparedness is critical. 5 Steps to […]
May 30, 2025
AgencyAuto Insurance Differences for Rural and Urban Drivers
Auto insurance rates can vary significantly between rural and urban drivers due to several key factors. Understanding these differences can help drivers make informed decisions about their coverage. How Auto Insurance Differs by Location Auto insurance rates can vary due to the following characteristics of an area: Traffic and congestion—Urban areas typically experience higher traffic […]
April 30, 2025
fivecagencyThe Hidden Costs of Underinsuring Your Boat
Owning a boat can be a source of great joy and relaxation, but it also comes with responsibilities, including ensuring it is adequately insured. While cutting corners on boat insurance might be tempting, the hidden costs of underinsuring can be substantial. At , we’re here to help you secure appropriate coverage and understand the potential […]
March 31, 2025
fivecagencyWhat Factors Impact Your Auto Insurance Rates?
Auto insurance is designed to help provide financial protection in the event of an accident or other covered incidents, but the cost of this protection can vary widely based on several key factors. Driving Record and Experience One of the most significant factors that impact your auto insurance rates is your driving record. Insurers look […]
February 28, 2025
fivecagencyWill Homeowners Insurance Cover Water Damage From Plumbing Issues?
Homeowners insurance can be a lifesaver when unexpected water damage occurs due to plumbing issues. However, the extent of coverage largely depends on the nature of the plumbing problem and the specifics of your policy. Sudden and Accidental Damage Generally, standard homeowners insurance policies can cover water damage from sudden and accidental plumbing issues. For […]
January 31, 2025
fivecagencyHow to Lower Auto Insurance Rates in Fort Myers, FL
Auto insurance is an essential and even legally required investment for all motorists in and throughout . Your policy can ensure legal compliance while also providing coverage for many common risks and exposures involving owning and operating a vehicle. However, while auto insurance is a necessary expense, it adds another regular expense to your budget. […]
December 31, 2024
fivecagencyTop Workers’ Compensation Insurance Claims and How to Avoid Them
As an employer, your top priorities should include your workforce’s safety, health and wellness. Your employees are one of your business’s most valuable resources, and ensuring their ongoing well-being is critical for stable operations, consistent productivity and a healthy workplace culture. To better protect your employees from potential bodily harm, it can be helpful to […]
October 31, 2024
fivecagencySpecialty Auto Insurance for Collector and Classic Cars
Owning a collector or classic car is more than just a hobby; it’s a passion and a significant investment. These vehicles often hold sentimental value and can appreciate over time, making them unique assets that require specialized insurance solutions. Unlike standard auto insurance, specialty insurance for collector and classic cars, often known as classic car […]
September 30, 2024
fivecagencyIs Your Home Insured at the Correct Value?
Making sure your home is adequately insured is essential for both financial planning and successful homeownership. If your home is underinsured, you could face substantial financial losses in the event of a disaster, which could threaten your financial stability and peace of mind. By recognizing the importance of comprehensive coverage and routinely reviewing your home […]