January 4, 2024
Agency4 Types of Additions to Business Owner’s Policies
Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all […]
December 1, 2023
AgencyStoring an Antique Car
If you have an antique car, you understand the insurance risks your car faces. It often takes a lot of money to keep and maintain the car. If you lose the vehicle to a covered peril, it may cost you a lot of money. Covering an antique car with insurance can protect them from many […]
November 2, 2023
AgencyHow to Pick a Beneficiary for Life Insurance
A beneficiary is an individual you assign to receive the proceeds from a life insurance policy. What does this mean? Life insurance pays a death benefit at the time of your death. The policy names a specific person to receive those funds. You choose who this is. But, who you select needs to be a […]
October 2, 2023
AgencyWhy a BOP May Be Right for Your Business
Have you heard of a home and auto insurance bundle? Well, a business owner’s policy, or BOP, is a similar policy bundle for small to medium businesses. BOPs provide the coverage that business owners need, wrapped up in a tidy bundle with a single premium price. It’s a great—and cheaper—alternative to buying individual types of […]
September 1, 2023
AgencyPreventing Burn Risks In Your Business
A burn is a very painful occurrence, and severe burns can easily be life-threatening. Burns open the risk of infection, disfigurement, chronic pain and ongoing medical costs. They’re nothing to take lightly. Burns can happen anywhere, including your workplace. One estimate is that around 25 percent of all hospital burn cases originate at someone’s job. […]
August 2, 2023
AgencyWays to Protect Electronically Stored Client Information
Nearly every business operates primarily over the internet. Even businesses that are more physical store and share information electronically. While this makes information quicker and easier to access for employees, it can also make it easier to reach by those with bad intentions. Thankfully, there are ways to safeguard client information. Keep Data Encrypted You […]
July 3, 2023
AgencyFive Common Misconceptions About Farm Insurance
To any agricultural producer, farm insurance might seem like a burden. After all, it’s an ongoing expense that might cut into your overall profit margins. Still, this is one of the most important risk management tools that any farmer needs. No farm is immune to damage risks and other liabilities, but the right insurance benefits […]
June 2, 2023
AgencyWhen Does Farm Insurance Pay Out?
Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. Approved Farm […]
May 24, 2023
AgencyProtecting Against Online Fraud
While computers have improved the speed and efficiency of how we work, they have also allowed thieves and con artists an easier avenue by which to steal from people and businesses. One of the ways these cyber criminals use computers to steal is through online fraud, one of the fastest-growing crimes today. Types of Online […]
April 6, 2023
AgencyI’m Young and Healthy. Why Do I Need Life Insurance?
If you are young and healthy, it can be easy to dismiss the value of life insurance. After all, why pay for something you may not need? The reality is, buying life insurance when you are young and healthy can be a smart move and one that helps you build upon your future financial security. […]